31 results found
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Investment screen: Add Asset Classes or Risk Styles
Add column for asset class or risk style so that each investment can be classified. Then create a pie chart showing the "allocation". Do not do any optimization but just "report" the % allocation among asset classes specified by user.
18 votes -
"Consumer"
Save previous years that could be superimposed on present year to graphically illustrate progress, positive or negative.
11 votes -
Plot actual investment performance
Place a marker (dot/line plot) on each annual bar of the savings graph representing what their actual investments were worth. This would allow us to show graphically where the client is in relation to their savings goal (above or below trend). Should only require input on a spreadsheet once per year at their annual review.
8 votes -
PRO Version: Integration with Advisors Exchange
Integrate with Advisors Exchange so that client portfolios can be pulled automagically without having to hand enter anything.
7 votes -
Enhanced Investment Values plus Internet Data pull
Add symbols and shares to Investment screen, and perhaps cost basis. Can then pull values from internet sites like Yahoo to instantly update portfolio value without waiting for your "statement" to arrive in snail mail.
7 votes -
expand performance input field
I would like to expand the performance input field, especially during their working years. Perhaps by decade for example 20 -10% 30-9%40-8%50-7%60-6%. Ive used an average ranging from 11% in the early days to 8% now.
7 votes -
4 votes
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Consumer: Allow withdrawals to be chosen from anything other than "Any Available" for more efficient tax planning
Allow specific expenses to be taken from tax deferred or tax free investments when those funds are available. For large purchases (i.e. automobiles), taking funds from tax free accounts can keep you from creeping into a higher tax bracket.
Alternatively, allow some customization or withdrawal strategies. Taking after tax money first, is not always the best strategy.
3 votesYou can set it to take special expenses from tax deferred or any available. So part of this is already done.
We are considering letting you also choose Tax Free as a 3rd option.
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Budgeting tool
Im an old man and a real estate agent. when my credit card bills comein I caterize them and put them in a spreadsheet. My input works great but my reporting could be more elegant. You may want to make this a standalone product that links up to retirement view. I am still working and i am constantly looking at my business expenses vs my income and tax deductions I can take if I stay in business. I can send you my spreadsheet in a separate email if you want.
3 votes -
PRO - change multiple return rates at once
Client has 6 accounts. On 4 of these accounts, Advisor wants to show the client difference between strategy A and strategy B. To do this advisor has to make 8 changes, one at a time (before retirement and after retirement). Then after demonstrating this to client, advisor has to make 8 more changes, one at a time in front of the potential client to change return rates back. Gets very clunky.
3 votes -
Consumer: Report User Page
Allow for the creation and editing of a one page for user notes. User could enter such notes as to report planning things to do list, deadlines to be met list, account telephone numbers, whatever.
3 votes -
CONSUMER: Allow inputs to be monthly in addition to yearly.
It can have a large affect on results if an expense ends in say Feb. and the program runs it all year. Same for income if it ends early in year and program assumes it lasts all year. This is especially true for those of us who have an especially short time to the end of our plan. Please make this change to increase the accuracy of the results.
3 votes -
Consumer: Add option for Monte Carlo Analysis
Based on the search results, there are several key reasons why it is beneficial for retirement planning software to use a Monte Carlo analysis:
Monte Carlo analysis simulates a wider range of possible market environments and investment outcomes, rather than just assuming a static rate of return.[1][2][3]
This allows the analysis to test the viability of a retirement plan against a broader set of scenarios, including potential market downturns and crashes, not just average historical returns.[1][2][4]
Monte Carlo analysis provides probabilities of success or failure for a retirement plan, rather than just a single projected outcome. This gives a clearer…
3 votes -
Investment Screen: Add re-allocation calculation
Add a current % of portfolio for each line item. Also add "proposed %" for each line item where advisor enters the re-allocation. Re-allocation percentages calculated by outside optimization programs NOT in the Retirement Planner. But given a current % and a proposed %, calculate the proposed $ values and display a column for "Proposed Change" which tells you a positive or negative number and a dollar amount to CHANGE the investments from one allocation to another. Ideal for 401k plans, for example.
3 votes -
Consumer: Report Cover Sheet
Print in lower left hand corner the location of where DEFAULTS.DAT is located.
2 votes -
Consumer: Add 2 additional spreadsheet columns - Total Fed Tax & Total State Tax
Would serve as a possible "Red Flag" item. If I normally pay $20,000 in Federal Taxes and a one year line now shows #35,000 then user needs to research why. May be valid - may not be valid.
Same would be true in reverse - normally pay $20,000 and now one line $12,000.
If valid would allow user to make necessary change to reduce withholding amounts.2 votes -
Consumer: Add Grand Total Lines
Add Grand Total lines to 3 report items:
Portfolio of Investments, Cash Infusion and Special Expenses.2 votes -
Consumer - Add "Last Update" column to Investment Table
Add a column to the Investment Table to show Last Update for that entry. This could server as a reminder if date is extremely old suggesting an update to
Current Estimated Dollar Value perhaps is in order.2 votes -
PRO: Tim, Per our Phone conversation 3/26/2018: ADD a "CUMULATIVE RMD TAXES" Column on the Spreadsheet Section
PRO: Tim, Per our Phone conversation 3/26/2018: ADD a "CUMULATIVE RMD TAXES" Column on the SPREADSHEET Section to really "DISTURB" them...(Proactive and Meaningful!) - Emil
2 votes -
Variable asset rates of return
Give us the ability to create a variable rate of return on assets. Having a static rate of return of hypothetically 6% during the withdraw phase creates a very different result than a variable 6% average annual rate of return. Would be great if you could pull in S&P 10-20 yr average annual rates of return
2 votes
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