RetirementView - Ideas Forum

Welcome to our “Water Cooler Ideas” forum. Do you have an idea about how to improve the “RetirementView” program? Our program has evolved mostly through the suggestions and ideas from actual customers. We want to hear from you!

We will assess the ideas based on your ideas and votes, and then prioritize our schedule of enhancements around these ideas. BUT WE REFUSE TO MAKE THIS PROGRAMTOO COMPLICATED”. If it goes outside the “Keep it Simple” principle, you can forget it. If you want complicated, just buy someone elses program as we hear every day that they are “too complicated”.

  1. Networth Calculation and Printout

    Add new Networth screen where you enter non-retirement investments and assets, as well as Liabilities. Can then show Networth. Even better, is to add a growth rate to both assets and the liabilities and project networth over time.

    27 votes
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    1 comment  ·  Flag idea as inappropriate…  ·  Admin →
  2. Investment screen: Add Asset Classes or Risk Styles

    Add column for asset class or risk style so that each investment can be classified. Then create a pie chart showing the "allocation". Do not do any optimization but just "report" the % allocation among asset classes specified by user.

    15 votes
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    1 comment  ·  Flag idea as inappropriate…  ·  Admin →
  3. Plot actual investment performance

    Place a marker (dot/line plot) on each annual bar of the savings graph representing what their actual investments were worth. This would allow us to show graphically where the client is in relation to their savings goal (above or below trend). Should only require input on a spreadsheet once per year at their annual review.

    8 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  4. PRO Version: Integration with Advisors Exchange

    Integrate with Advisors Exchange so that client portfolios can be pulled automagically without having to hand enter anything.

    7 votes
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    2 comments  ·  Flag idea as inappropriate…  ·  Admin →
  5. expand performance input field

    I would like to expand the performance input field, especially during their working years. Perhaps by decade for example 20 -10% 30-9%40-8%50-7%60-6%. Ive used an average ranging from 11% in the early days to 8% now.

    7 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  6. "Consumer"

    Save previous years that could be superimposed on present year to graphically illustrate progress, positive or negative.

    5 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  7. 5 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  8. Consumer: Add RMD Report Option

    User age 70 need to be concerned with Required Mininum Distributions. It would be nice to have a RMD printed report rather than go searching for this data from the spreadsheet.

    5 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  9. Enhanced Investment Values plus Internet Data pull

    Add symbols and shares to Investment screen, and perhaps cost basis. Can then pull values from internet sites like Yahoo to instantly update portfolio value without waiting for your "statement" to arrive in snail mail.

    5 votes
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  10. CONSUMER - Add option "Do you want to save this file?"

    Option would allow for "what if" scenario if a user wants to change fields then exit out of the program without savings this data. Current EXIT will automatically save data now.

    3 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  11. Consumer; Retirement View Couples edition.

    Add ability to show negative returns on investments. Reason: I am retired and I am withdrawing from my IRA at a 4% rate. With stock market volatility I would like to model a declining balance on my investment. Right now, I have to assume an annual increase (return) of 4% to model this. I am using 0% return but am concerned that this is not enough and would like to see a negative return option.

    3 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  12. Consumer: Report User Page

    Allow for the creation and editing of a one page for user notes. User could enter such notes as to report planning things to do list, deadlines to be met list, account telephone numbers, whatever.

    3 votes
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  13. CONSUMER: Allow creation of multiple files.

    Add traditional File New, Open, Save for the consumer editions.

    3 votes
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    2 comments  ·  Flag idea as inappropriate…  ·  Admin →
  14. Consumer: Show remaining income

    If one spouse has retired and is collecting Social Security and the other continues to work for several years it's possible there may excess funds available. This excess amount should be shown so they could be redirected into an investment.

    2 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  15. Investment Screen: Add re-allocation calculation

    Add a current % of portfolio for each line item. Also add "proposed %" for each line item where advisor enters the re-allocation. Re-allocation percentages calculated by outside optimization programs NOT in the Retirement Planner. But given a current % and a proposed %, calculate the proposed $ values and display a column for "Proposed Change" which tells you a positive or negative number and a dollar amount to CHANGE the investments from one allocation to another. Ideal for 401k plans, for example.

    2 votes
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  16. PRO: Tim, Per our Phone conversation 3/26/2018: ADD a "CUMULATIVE RMD TAXES" Column on the Spreadsheet Section

    PRO: Tim, Per our Phone conversation 3/26/2018: ADD a "CUMULATIVE RMD TAXES" Column on the SPREADSHEET Section to really "DISTURB" them...(Proactive and Meaningful!) - Emil

    1 vote
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  17. Consumer: Allow withdrawals to be chosen from anything other than "Any Available" for more efficient tax planning

    Allow specific expenses to be taken from tax deferred or tax free investments when those funds are available. For large purchases (i.e. automobiles), taking funds from tax free accounts can keep you from creeping into a higher tax bracket.

    Alternatively, allow some customization or withdrawal strategies. Taking after tax money first, is not always the best strategy.

    1 vote
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  18. Allow entry of both people's birthdates, and calculate pro-rated income for pensions, social security in their start year

    Both my and my spouse's birth dates are near year-end, and I have entered pensions and social security starting at age 66 instead of 65, otherwise I found that our savings at say age 80 would be overstated by about 5%

    1 vote
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    0 comments  ·  Flag idea as inappropriate…  ·  Admin →
  19. CONSUMER - PRINT SPREADSHEET OPTION

    Program has the option to export spreadsheet to EXCEL. Not all users have EXCEL. Shifting back and forth and doing many screen prints is cumbersome.
    REPORT option has print spreadsheet but is limited to "9 most important" columns.

    Would be helpful resolving problem with a print of one age data on one page for review.

    1 vote
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  20. Consumer: Add 2 additional spreadsheet columns - Total Fed Tax & Total State Tax

    Would serve as a possible "Red Flag" item. If I normally pay $20,000 in Federal Taxes and a one year line now shows #35,000 then user needs to research why. May be valid - may not be valid.
    Same would be true in reverse - normally pay $20,000 and now one line $12,000.
    If valid would allow user to make necessary change to reduce withholding amounts.

    1 vote
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RetirementView - Ideas Forum

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